All the health plans represented on this site qualify as "true" health insurance.  We do not offer, nor do we recommend "discount plans".  We believe the primary purpose of health insurance is to protect against catastrophic financial loss should a significant medical circumstance occur.  The problem with discount health plans if simple:  If you have a medical incident, receiving a 25% discount is a small consolation if the bill ends up being $100,000 or more.  Because hospital bills in the six figure range are quite common these days, we see discount plans to be a misleading and financially dangerous substitution to traditional health insurance coverage.  Discount plans should be considered only in association with dental or vision benefits.

      In addition, we work with only the major carriers - companies that have a proven track record of providing reliable service - the top listed companies with A.M. Best and others.

     The companies in our portfolio are also required to have a large network of physicians to choose from.  It is our goal whenever possible to suggest a plan that will allow you to keep your current physician, or allow you to choose a physician from the largest network available.  We understand that applying for coverage can be confusing, so we have staff available twelve hours a day to assist you.  We can answer any medical questions you may have, whether it be qualifying issues, pre-existing conditions, COBRA issues, and others. You will never be transferred to voice mail during our working hours. There is always a knowledgeable representative available to assist when you call.  Yes, we can assist you in finding affordable health insurance and much more.